by Mary Ann Kerl
A freelance writer, Mary Ann Kerl also teaches online communication courses for the University of Phoenix. Over 2,000 of her articles and short stories have appeared in over 100 different publications, including Writer's Digest, The Writer, Family Circle, Home Life, Children's Digest and others. She sold 16 books to royalty companies, including Augsburg Fortress. Her latest book is Devoted to Economizing with Devoted Books.
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